Who would have thought that America’s most “dangerous” EV isn’t a Tesla — or even a supercar? Auto-insurance comparison service Insurify has revealed the uglier side of electrification: brisk acceleration and a heavy body don’t always pair well with driver discipline. The shame-list is led by the GMC Hummer EV and Dodge Charger Daytona EV — no surprise there. But the third name will raise a few eyebrows: the Kia Soul EV.
The Hummer EV posts the worst numbers in the entire study: 7.5% of owners got tickets, 8.3% were in accidents, and the DUI rate reached a striking 6.4%. The Dodge Charger Daytona EV trails by inches — 7.0%, 7.7% and 5.4% respectively. No shock there either. Both EVs are built around an image of brute force: massive curb weight, aggressive throttle response, more power than the road probably needs. In a car like that, the driver quickly starts to feel like king of the asphalt.
But the Kia Soul EV blows up the convenient “it’s all about horsepower” theory. It clocks in at 7.1% for tickets, 6.5% for accidents and 4.8% for DUI. Right next to it sits the Chevrolet Bolt: 4.8%, 4.6% and 4.2%. Neither of these cars looks like a street hooligan. But they pull a different crowd — young, budget-conscious buyers, and statistically that group takes more risks behind the wheel. Bad numbers, it turns out, aren’t born only out of engine power. Sometimes — out of who’s actually driving.
There are stranger cases, too. The BMW i5 shows a moderate 4.6% ticket rate, but a surprisingly high 6.7% accident rate. The Chevrolet Blazer EV racks up 6.2% on tickets and 7.0% on crashes. Maybe its owners are a little too eager to enjoy that instant electric torque.
And the Tesla Cybertruck? It didn’t crack the top three of the shame-list, even though it looked like an obvious contender. Its numbers: 4.9% tickets, 5.4% accidents and just 1.4% DUI. For comparison, the Model 3 actually crashes more often — 5.9% — but only 0.4% of its drivers were caught driving drunk. The Model Y sits even lower: 0.3%.
For a buyer, these rankings aren’t just trivia. Insurers watch driver behavior tied to specific models very closely, and a bad statistic can push your premium up noticeably. Especially on heavy, expensive EVs, where even a minor incident turns into a serious bill: the battery, aluminum body panels, ADAS sensors and electronics calibration cost a multiple of what a regular mass-market crossover repair would.
